In addition to the standard loan disbursement, MASYAP also supported several beneficiaries through the Murabaha microfinance program, which provides business assets instead of cash to help members establish or strengthen their enterprises.

During this reporting period, six beneficiaries received business equipment and materials to start or expand their businesses. The items provided included:

  • 4 deep freezers to support small-scale frozen food and beverage businesses
  • 40 bags of cement to support a construction-related enterprise
  • 1 manual sawing machine to assist a beneficiary in starting a carpentry business

The provision of these items helps ensure that beneficiaries receive the exact tools and resources required for their specific businesses, reducing the risk of loan misuse while promoting sustainable income generation.

Through the Murabaha model, MASYAP continues to support entrepreneurship while strengthening household economic stability and self-reliance among beneficiaries.

Murabaha Microfinance Item Disbursement